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Up is an Australian bank that provides a personal API for accessing your account data. Sure uses this API to sync your Up accounts, balances, and transactions.

How it works

Sure connects to Up using a personal access token you generate from the Up app. Once connected, Sure syncs:
  • Account balances for your Up accounts
  • Transaction history with merchant and category data
  • Automatic category mapping from Up’s categories to your Sure categories

Setting up Up

1

Get a personal access token

Open the Up app, go to Settings → API, and generate a personal access token.
2

Add the connection in Sure

In Sure, go to Settings → Providers, select Up, and enter your personal access token.
3

Select accounts to sync

Choose which Up accounts to link to Sure.

Category mapping

Sure automatically maps Up’s transaction categories to your Sure categories on import. This means transactions you have already categorised in Up arrive in Sure with the matching category applied, rather than landing uncategorised. The mapping uses Up’s child category slugs. High-confidence mappings are applied automatically. Up-specific categories with no clear Sure equivalent — such as Booze, Pets, Apps & Games, Life Admin, and Technology — are left uncategorised so your own rules or AI can handle them. A wrong auto-category is worse than none. The category is applied through Sure’s enrichment system, so a category you have already set or locked on a transaction is preserved on re-sync. If your family has no categories set up yet, transactions import uncategorised rather than creating the full default category set. Mapping resumes once you set up categories through the normal UI flow.

Supported features

Limitations

  • Requires a personal access token from the Up app
  • Only supports Up bank accounts (Australian bank)
  • Subject to Up API rate limits